Wedding Insurance: Vendor Cancellations – Are You Covered?

June 30, 2010 Leave a Comment

When you take out wedding insurance a policy may typically cover your wedding against the possibility of vendors letting you down, among many other things. For instance this could be florist, the photographer, car hire, venue or your caterer.

The venue you booked may suddenly realize that they have overbooked. The place may burn down and so cancel your wedding. Your photographer may go out of business of fail to show up at the wedding at all. The car hire firm may leave you waiting and waiting on your big day. Your florist could have a disaster and have no flowers for your wedding. Any of these scenarios, while they are the worst possible case scenario, may happen. With wedding insurance behind you, you may typically be protected against any of these scenarios and may be able to recoup the costs and deposits back. This leaves you free to be able to ring round quickly and re book with only your nerves in tatters and not your bank balance.

Comparing wedding insurance online is easy and who knows if luck is not on your side on the run up to the big day or the day itself, you at least have financial security by way of your wedding cover.

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The Pros And Cons Of Wedding Insurance

June 27, 2010 Leave a Comment

Taking out wedding insurance can give you enormous peace of mind for your big day. However there are pros and cons when considering taking out insurance for your wedding.

One of the biggest pros when considering insurance for your wedding is that protection varies and as such is typically affordable. You are able to take out insurance for your specific needs without breaking the bank by searching online for wedding cancellation insurance. Your policy may typically cover numerous events, depending on the level, so you have peace of mind that if the worst case scenario should occur, you would not suffer great financial loss.

One of the biggest cons when considering taking out wedding insurance is that it is another pay out. Weddings often cost many thousands of pounds and you may be left wondering if taking out insurance is worth the additional outlay. Another consideration is that unless you take out one of the top policies that provide cover for virtually everything but the kitchen sink, not every event will be covered. And a top of the range policy covering everything may typically come with very high cost. The average cost of a UK wedding insurance policy is, however, only around the £40 mark.

Once you have weighed up the pros and cons and have made your choice, if you decide to purchase wedding insurance shop and compare online for the most suitable cover for your needs.

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Wedding Insurance – Protection For The Biggest Day Of Your Life

June 23, 2010 Leave a Comment

When you consider that the average wedding costs around £18,000, a huge sum of money, it makes sense that many couples choose to take out wedding insurance cover. While insurance for weddings typically cover a wide range of events, there are some events that are typically claimed for more than others.

Insurance providers offering protection for weddings say that the following are the most common events claimed for on a policy.

  • Damage to the wedding dress or other clothing is one of the main causes of claims on wedding insurance;
  • Wedding cancellation is another popular reason why couples have had to make a claim. This is often due to inclement weather such as snow or illness of the bride or groom;
  • Venue problems are another main reason for claiming on insurance for weddings. Typically this is due to the venue being overbooked, it suffering damage due to fire or from flooding;
  • Being let down by caterers is another main worry. Again this could be due to your caterer overbooking, with another popular reason being the company going out of business before your wedding.
  • Problems with the photographer are among the top reasons for claiming on wedding insurance. Typically this may be malfunction of equipment which leads to no photographs, or damage to the negatives.

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Wedding Insurance – In Sickness And In Health

June 19, 2010 Leave a Comment

When marrying you take your partner in sickness and in health; however what happens if you cannot get married due to illness? If the bride or groom falls ill and cannot get to the ceremony then the wedding has to be cancelled and rescheduled, but what about the money you paid out already?

If you have something called wedding insurance behind you the policy typically protects against illness that prevents the wedding from going ahead. Usually the policy only protects the bride and groom for illness but this may extend to other essential parties. You may also have protection included in your wedding insurance to cover the possibility of illness stopping you from going on your honeymoon.

Of course when comparing wedding insurance make sure that you check out the exclusions and limitations as you may find that if you suffer a pre-existing medical condition this may not be included in your policy.

You can put up with “in sickness and in health” after the big day and honeymoon, but this is the last thing you need close to the wedding, the big day itself or when you should be enjoying your honeymoon and that once in a lifetime holiday.

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Have You Made A Wedding Insurance Comparison?

June 15, 2010 Leave a Comment

Weddings do not come cheap; often they run into many thousands of pounds. This is a lot of money to pay out for one single day, but after all it is your wedding day, the best day of your life. While for the majority of people weddings go as planned and are flawless, sadly for others nothing at all works out as planned.  A few people suffer the horror of seeing their wedding ending in disaster or suffer problems on the run up to the big day itself that causes worry and financial stress. Anyone planning a wedding may wish to consider taking out wedding insurance.

Wedding insurance typically covers a wide range of events. This could be anything from sickness of the bride or groom to cars not turning up or the place you booked for the reception overbooking and you having to find somewhere else at short notice. When considering insurance there are different levels of cover and the benefits may differ greatly between providers as might the cost. With this in mind it can pay to take some time to shop around and compare wedding insurance. Making a wedding insurance comparison may save you a lot of money and comparing online is one of the easiest and quickest ways to obtain the most suitable insurance.

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Don’t Let The Economy Ruin Your Wedding

June 11, 2010 Leave a Comment

While the Government tells us that the recession is eventually over, many in the UK are still feeling it’s not and redundancies are still occurring within companies. If you have plans to get married and are saving for your wedding then you may wish to consider taking out wedding insurance. Typically a policy might cover the possibility that you may not be able to go ahead with the wedding if the worst should happen and one or both partners find themselves a victim to the economy.

While it may be possible to insure your wedding against this, if you are considering covering your wedding for unemployment then you may have to make a great deal of wedding insurance comparisons before you find an insurance provider that offers protection for unemployment. Also check the wording of a policy, as there are typically exclusions and/or limitations. If you find wedding insurance that covers unemployment or redundancy you may have to pay out that little bit more in premiums for the peace of mind, but it could be worth it.

Of course, insurance for weddings cover a great many more events, these may include cancellation due to sickness or even due to weather conditions that prevent the wedding from going ahead. You may also have protection against being let down by venues, cars, or the photographer, so make sure you compare policies.

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